The Burden of a Damaged Paycheck
How many of these “rules to live by” did you hear growing up?
Don’t run with scissors!
Look both ways before crossing the street!
Never dive into the shallow end!
They may have been yelled angrily from the front porch or shouted gruffly from the side of the pool – but it was done with love. These rules were all about keeping you safe from avoidable injuries and preventable accidents.
Now these lessons are as engrained in your way of life as flossing your teeth every single night, right? You may even have passed these “rules to live by” on to (yelled them at, maybe?) your own kids! These tips show how much you care about your family – and their safety and comfort.
When it comes to an unexpected disabling injury or illness, simply being cautious may not prevent it. And being careful won’t always protect you or your family from the burden of a damaged paycheck.
According to the Council for Disability Awareness, an accident is not usually the cause of a disability later in life. Instead, the inability to earn a paycheck can be caused by heart disease, cancer, and other illnesses.
Disability insurance can replace part of your income due to an injury or illness. But waiting to consider disability insurance until you are face-to-face with a damaged paycheck is waiting too long.
Source: Council for Disability Awareness